Insurance Fees and Rates

AFBHS is an In-Network provider for several insurance plans and EAP's:

  • Aetna
    • Anthem EAP
    • ASR Health Benefits/Physicians Care
    • Beacon
    • Blue Cross Blue Shield
    • Carebridge EAP
    • Cigna (out of network rate only)
    • Cofinity
    • ComPsych
    • Magellan
    • McLaren
    • Meridian Health Plan (formerly Michigan Health Plan – Medicaid)
    • Meritain Health
    • Molina
    • Priority Health and Priority Health (also Medicaid)
    • SISCO/Stratose
    • Value Options
    • Help Net EAP
    • Encompass EAP
    • Ulliance EAP
    • Plus other insurance companies and EAP’s
    • If you are a member of the military, I am registered with  Give An Hour (GAH)

See your therapist’s individual page to view list of insurances they accept.

Some insurance plans will cover “Out of-Network” providers.  Insurance companies are billed for your convenience (simply verify your benefits and coverage with your insurance carrier).

If you decide to use your insurance benefits for “behavioral or mental health,” contact your insurance company and ask the following questions:

  • Do I have outpatient mental health benefits?
  • Do I have a deductible to meet for in or out of network benefits?

If yes, how much is your total deductible?

If yes, how much of the deductible has been met?

  • Can I be seen by a LLMSW, LMSW, TLLP, LLP, LLPC, LPC, LLMFT, LMFT, or PhD?
  • Does my insurance allow supervision by a PhD or LMSW?
  • Is my therapist in or out of network?

If my therapist is out of network, what will my insurance cover for out of network services?

  • How many visits am I allowed per year?

If there a limit on visits, how many have I used already?

  • What is my policy plan year (i.e., January to January or September to September)?
  • Do I need a referral or authorization in order to be seen for therapy or testing?
  • Will my insurance cover individual and group therapy are on the same day?
  • What is my copay amount per session?


Individual therapy sessions rage from $140-$190 Group sessions are $50 (1-hour) and $75 (1.5-hour) per session.

"I love working somewhere where I am valued as a person and for my strengths. I love working with likeminded people that work to see the company grow and that also want each other to grow. Dr. Agnew help fosters the dreams of the people that work at AFBHS. The compassionate culture is something that drew me in."

-Danie Duron, MA, LPC, Lakeshore Clinical Director

"I love the balance of owning my own private practice, with the benefits of also being part of a collaborative team. We get to socialize, learn from, and brainstorm with a team of therapists who each bring something special to the table. Since this is an established practice, the details of billing, paperwork and finding referral sources are things I don’t need to worry about. Our support staff is wonderful. This is a black-owned, racially diverse therapy practice that meets the needs of our diverse clientele, which is immensely important in a diverse world. I love that AFBHS is an antiracist private practice. Lastly, this is a practice where we are invested in seeing each therapist grow a sustainable practice. In our meetings, we talk about what makes this work sustainable, we check in with one another, and we support one another. I have worked in a number of other practices over my career and have found that this is one of the most emotionally healthy places I have ever worked. I love it here. I think you might too." -Eric Nykamp, LMSW